Three products. One standard.
Mutual funds, bonds and insurance, each offered under its own registration. You see exactly what we do, how we are paid and where our licence ends.
Mutual funds
Equity, debt, hybrid, index and ELSS schemes across AMCs. Regular plans, distributed and serviced by us.
AMFI ARN ARN-XXXXXX · EUIN EUIN
- SIP, step-up SIP and lump sum investments
- STP and SWP setup for staged entry and planned withdrawals
- ELSS for Section 80C under the old tax regime
- Goal-mapped portfolios: home, education, retirement
- KYC, nominations, switches, redemptions and statements
- Annual review against your risk profile
Bonds
Fixed coupons. Known maturity. Listed bonds executed through a SEBI-registered Online Bond Platform Provider.
Through OBPP partner name · SEBI INZ000XXXXXX · We act as our capacity (e.g. Authorised Person)
- Listed corporate bonds and NCDs, rated and disclosed
- PSU and tax-free bonds on the secondary market
- Government securities and T-bills
- Coupons paid to your bank, units held in your own demat
- Ladders built around dates you name
Insurance
Protection before returns. Term life and health cover, sized to what you earn and what depends on it.
IRDAI registration type · IRDAI IRDAI reg. no.
- Term life cover
- Individual and family floater health cover
- Top-up and super top-up health cover
- Personal accident and critical illness riders
- Claims support from intimation to settlement
No fee from you. Here's why, in full.
We charge you nothing directly. Product providers pay us. You deserve to know exactly how.
Mutual funds
AMCs pay us a trail commission from the scheme's expense ratio on regular plans. Direct plans of the same scheme carry no distributor commission and a lower expense ratio. Scheme-wise commission is disclosed in your account statement.
Bonds
Our OBPP partner shares part of its fee or the price spread with us. The yield you see on the order screen already reflects that. Ask us and we disclose the exact figure before you place the order.
Insurance
Insurers pay commission within the limits IRDAI sets, built into the premium. Your premium does not change because you bought through us.
Full wording on the disclosures page.
What we don't do.
- Personalised investment advice for a fee — that needs SEBI RIA registration
- Research reports or stock tips
- Portfolio management, PMS or AIF products
- Stock broking, F&O or intraday trading
- Holding your money or securities — they stay in your name, always
- Guaranteed returns. Nobody can promise that, so we never will