SIP calculator
Run the numbers.
SIP, step-up SIP or lump sum. Move the sliders. See the schedule. Switch on inflation to read the result in today's money.
₹
₹
%
%
yrs
%
Projected value
—
Invested—
Est. returns—
Multiple—
ValueInvestedOver years
Illustration only. Not a promise. These figures assume one constant rate of return every year. Real returns are never constant and can be negative. The calculation ignores expense ratios, exit loads and tax. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Year by year
The schedule.
The same calculation as the chart, row by row.
| Year | Instalment | Invested | Est. returns | Value |
|---|
Questions
Read this before you trust a number.
Will I actually get this return?
No one can say. The calculator applies one rate every single year. Markets don't. Some years fall. The rate you pick is an assumption, not a forecast, and certainly not a guarantee from us or anyone.
How is the SIP figure calculated?
Month by month. Each instalment goes in at the start of the month and compounds at the annual rate divided by twelve. Step-up raises the instalment once every twelve months. Lump sum compounds annually.
What does "today's money" mean?
The future value divided by (1 + inflation) for every year of the period. It shows what that sum would buy at today's prices.
What isn't included?
Expense ratios, exit loads, stamp duty and tax. All of them reduce what you actually receive.